Chase and United Airlines are changing the game for travelers.
They’ve just rolled out a major overhaul of their co-branded credit card lineup. The new updates aim to make flying more rewarding, convenient, and personal.
Cardmembers across the board now receive significantly more annual value. Every travel style is covered, from occasional vacationers to frequent flyers and small business owners.
The changes are already live. All new and existing card members can access fresh benefits starting today.
Some cards now offer as much as $2,000 in total yearly value. Others provide luxury lounge access, free upgrades, and generous travel credits.
One significant addition includes new perks from Instacart.
Each United card comes with a complimentary three-month Instacart+ membership. Afterward, cardholders get discounts on annual memberships and up to $240 in annual credits.
This move signals a stronger focus on the travel experience—before, during, and after a flight.
Every card now carries its own distinct set of benefits. The goal is to match different travel habits and lifestyles without sacrificing value.
The United℠ Explorer Card is designed for travelers who fly occasionally. It now delivers more than $800 in total annual value.
Cardholders receive up to $60 in rideshare credits per year, a 10,000-mile award flight discount, and $100 in United Travel Credits.
In addition, up to $100 in statement credits are available for United Hotels purchases and $50 more in credits for Avis or Budget car rentals.
Travelers also receive up to $120 per year in Instacart credits. The Explorer Card is simple but packed with value.
The Explorer Card’s annual fee has increased to $150. This change applies to existing cardholders on or after January 1, 2026.
The United Quest℠ Card adds even richer benefits for travelers who want more during their journey.
This card now includes $200 in annual United Travel Credits. It also offers up to $100 in rideshare credits per year and two global Economy Plus® upgrade certificates.
Like the Explorer, the Quest Card includes a 10,000-mile award flight discount. But it goes further with more status-earning power.
Cardholders can earn 1,000 Premier Qualifying Points (PQPs) each year and reach Premier Platinum status through credit card spending.
Up to $180 per year in Instacart credits are also available. The Quest Card’s annual fee is now $350.
The United Club℠ Card caters to frequent travelers looking for extra comfort and lounge access. Its new value package exceeds $2,000 per year.
Cardholders receive a United Club membership, valued at $750, and four one-time United Club passes for an added guest.
Up to $150 in annual rideshare credits are also available. The card adds convenience at every step on the ground or in the air.
Travelers get up to $240 in annual Instacart credits. They also benefit from up to 20,000 miles in annual award flight discounts.
The Club Card includes 1,500 Card Bonus PQPs and a path to earning Premier 1K® status via card spending. The updated annual fee is now $695.
Small business owners have options, too. The United℠ Business Card has a yearly value of over $800.
Cardmembers earn two continental U.S. Economy Plus upgrades. It means extra room to stretch out during work trips.
Up to $100 in credit on United Hotels and $50 on car rentals are also available. Ride-share perks are included, with up to $100 back each year.
The card helps business owners earn miles quickly and work toward elite status. Based on spending, it offers up to 4,000 PQPs per year.
Cardholders also receive up to $120 in Instacart credits each year. The updated annual fee is now $150.
Business travelers wanting premium benefits can apply for the United Club℠ Business Card, which has over $2,000 in annual value.
It includes a full United Club membership worth $750 alone. After adding an authorized user, cardholders also get four United Club one-time passes.
They earn two global Economy Plus upgrades for extra comfort on longer flights. Those who also hold a personal United card receive a 5,000-mile anniversary bonus.
These cardholders can earn enough PQPs for Premier 1K® status entirely through spending. And they receive up to $240 in Instacart credits yearly.
The Club Business Card now carries a $695 annual fee.
The United Gateway℠ Card remains an entry-level option for travelers without an annual fee.
It now includes award flight discounts and two free checked bags. These updates help make casual travel more affordable.
United and Chase offer welcome bonuses of 80,000 to 125,000 miles to mark the occasion. These offers are available until May 7, 2025.
MileagePlus members benefit even more when they redeem miles for flights. They save on award ticket prices to more than 360 destinations.
More than 70 of these routes are not served by any other U.S. airline. It opens new doors for cardmembers eager to explore.
There are no blackout dates when booking with miles. Travelers can use miles alone or combine them with cash.
Members can also share miles with family or friends. MileagePlus allows pooling, so combining points is easier than ever.
The loyalty program continues to stand out. MileagePlus was recently named the world’s best airline loyalty program.
Alongside the card updates, United also raised the cost of the United Club lounge access. Individual memberships now cost $750, up from $650.
Memberships with guest access increased to $1,400. These changes aim to improve the lounge experience by reducing crowding.
United is launching a new ad campaign to build awareness of these card benefits. Emmy-winning actor Ty Burrell stars in the effort, bringing humor and relatability to the travel experience.
He walks through common scenarios—rushing through airports, navigating overhead bins, and waiting at the gate. Each moment highlights how a United Card can help make travel smoother and more enjoyable.
The campaign will be on screens starting April 1, 2025. It aims to connect with travelers emotionally while showing them the real perks of being a card member.
United and Chase have long partnered to offer travel rewards, but this refresh signals a much bolder approach.
The new lineup goes beyond flights, from fast-track status to food delivery credits. It’s about rewarding loyalty while supporting every part of the journey.
For those who fly United—even just once or twice a year—there’s a compelling reason to consider a United Card. Every swipe earns more value in the air and on the ground.
- 107shares
- Facebook Messenger
About the author
Adi Abbas is a Travel Correspondent at DbdPost.com, exploring captivating destinations and uncovering unique travel experiences. With a passion for storytelling, Adi shares insightful tips, cultural highlights, and expert advice to inspire and guide travelers worldwide.
