LASIK Eye Surgery Cost: Prices and Insurance

Learn everything about Lasik eye surgery cost

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LASIK eye surgery is a vision correction procedure that uses laser technology to reshape the cornea. Understanding the LASIK eye surgery cost is important as it can vary based on several factors.

A typical LASIK surgery expense includes a professional surgical fee, laser center fee, post-operative care fee, and peri-operative care fee. The average cost of LASIK vision correction ranges from $1,000 to $4,000 per eye.

Our guide discusses the average cost of LASIK eye surgery, factors that can affect LASIK cost, and insurance coverage options. Similarly, it covers payment options to help make the LASIK procedure more affordable.

Average cost of LASIK eye surgery

inarticle image-lasik eye surgery cost-Average cost of LASIK eye surgery

The average cost of LASIK eye surgery ranges from $1,800 to $2,295 per eye. In 2020, the average LASIK eye surgery cost in the US was $2,632 for each eye. [1]Federal Trade Commission, “FTC Charges Lasik, … Continue reading

However, the final cost may vary depending on several factors. Type of LASIK technology used, the surgeon’s experience, and the location of the clinic/hospital may affect the price.

Typically, the LASIK eye surgery expenses include the following:

  • Comprehensive clinical consultation
  • Expertise surgical fee
  • Laser center fee
  • Twelve months of post-operative care
  • Peri-operative antibiotic and anti-inflammatory drops

Some hospitals or clinics may offer extra follow-up appointments that can increase the exact cost. Before having the procedure, discuss with your doctor and ask about any extra fees that might be added on.

Factors affecting LASIK eye surgery cost

inarticle image-lasik eye surgery cost-Factors affecting LASIK eye surgery cost

LASIK eye surgery is a popular refractive surgery that corrects nearsightedness, farsightedness, and astigmatism. [2]Washington State Office of the Attorney General, “Lasik Surgery, … Continue reading

The LASIK surgery cost varies depending on several factors, including:

Technology used: The LASIK eye surgery price depends on the technology used to perform the procedure. The newer technologies, such as bladeless LASIK or all-laser LASIK, can cost more than conventional LASIK eye surgery.

Surgeon’s experience: The experience and reputation of the surgeon performing the procedure can impact the surgery cost. Highly experienced and reputable surgeons may charge more for their services.

Location of the clinic/hospital: The cost of LASIK vision correction can vary depending on the clinic or hospital where the procedure is performed. The cost may be higher in metropolitan areas or areas with higher living costs.

Pre-operative examinations: Pre-operative examinations, such as eye tests, are necessary to ensure that a patient is a suitable candidate for LASIK eye surgery. These examinations can add to the overall cost of the procedure.

Post-operative care: Post-operative care is essential to ensure proper healing and recovery time after laser vision correction. The cost of post-operative care can vary depending on the clinic or hospital and the level of care required.

Insurance coverage for LASIK eye surgery

inarticle image-lasik eye surgery cost-Insurance coverage for LASIK eye surgery

Insurance coverage for LASIK procedure expenses depends on the type of insurance plan. Let’s look at them in detail:

Private insurance: Some plans like Vision Service Plan (VSP), Davis Vision, or Eyemed may give you a discount. Other plans don’t cover it at all. You may need to meet certain criteria to qualify, such as having a certain prescription strength or vision impairment.

Government-sponsored insurance: Medicare and Medicaid do not typically cover LASIK eye surgery as it is an elective procedure. Sometimes, insurance covers LASIK surgery if someone has a medical condition that needs it to make their vision better. [3]Medical News Today, “Medicare Covers Lasik Surgery, … Continue reading

In these cases, the individual may need to provide documentation and obtain prior authorization from the insurance provider.

If insurance coverage is available, the potential costs may include deductibles, co-payments, and other expenses. It is important to carefully review the insurance plan and discuss potential costs with the provider.

Payment options for LASIK eye surgery

inarticle image-lasik eye surgery cost-Payment options for LASIK eye surgery

LASIK eye surgery is an investment in your vision, but the cost of LASIK vision correction can be expensive. Fortunately, there are several affordable payment options available.

Here are some common payment options to consider:

Paying in full

Paying for LASIK upfront is the most straightforward payment option. It may also be the least expensive option since some providers offer discounts for paying the full amount upfront.

Pros:

  • No additional payments worries
  • Eligible for a discount

Cons:

  • Paying the full amount upfront

CareCredit

CareCredit is a credit card that can be used to pay for LASIK and many other medical expenses.

It offers a variety of payment plans with different interest rates and repayment terms. However, it’s important to carefully review the terms and conditions of the CareCredit account before applying.

Pros:

  • Paying smaller payments over time

Cons:

  • Paying more due to interest
  • Requires a credit check
  • Charge additional fees

Flexible Spending Account (FSA) or Medical Savings Account (MSA)

These accounts allow patients to set aside pre-tax dollars to pay for qualified medical expenses, including LASIK.

Using an FSA or MSA can help patients save money on the cost of the procedure. However, it’s important to check with the account provider to ensure that Lasik is a covered expense.

Pros:

  • Tax advantage
  • Easy to set up and manage account

Cons:

  • Unused funds are forfeited
  • Not all employers offer FSA or MSA options
  • Restrictions on some medical expenses

Medical credit cards

Some Lasik providers offer medical credit cards that allow you to finance your procedure with a credit line. These cards may come with special financing options and promotions, but they also come with interest.

Pros:

  • Flexible and convenient pay
  • Promotional financing options

Cons:

  • Interest rates can be high

Financing through a third-party provider

Some LASIK providers work with third-party financing companies to offer loans specifically for medical procedures. These loans may come with fixed or variable interest rates, and some providers offer interest-free options.

Pros:

  • Pay via a third-party provider
  • Flexible and Inexpensive
  • 0% pay interest in some cases

Cons:

  • High-Interest rate
  • Need to have a good credit score

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FAQs

Are there any hidden costs associated with LASIK surgery?

No, there are no hidden costs associated with LASIK surgery. You should receive a clear breakdown of all LASIK surgery costs involved upfront.

Does insurance cover the cost of LASIK surgery?

Insurance coverage for LASIK surgery may vary depending on your insurance provider and plan. Nevertheless, it is beneficial to check with your insurance provider to explore the possibility of coverage.

How can I find an affordable LASIK surgeon?

You can find an affordable LASIK surgeon by researching and comparing prices from different clinics and surgeons. Additionally, you can also look into financing or payment plans that are available.

Are there any financing options available for LASIK surgery?

Yes, there are various financing options available for LASIK surgery. Financing options, such as Health savings account, FSAs, or CareCredit.

What factors can affect the cost of LASIK surgery?

The cost of LASIK vision correction can be affected by the amount of the patient’s refractive error. It also depends on the technology used, the surgeon’s experience, and the location of the clinic/hospital.

In conclusion, understanding the factors affecting LASIK eye surgery cost can help you make an informed choice. We hope our guide helped you find out everything about the cost of the surgery.

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